What is term life insurance?

Term life insurance is one of the most affordable types of life insurance you can buy. It provides coverage for a specific period of time, or “term” (for example, 10 or 20 years or to a specific age, such as 80). Once that term ends, so does your coverage. That means, your loved ones won’t receive a payment from your policy should you pass after the term ends. You have the option of converting your term policy to a permanent one. 

Convert Your Life Insurance for a Lifetime of Value.

When you purchase a term life insurance policy, you recognize the need to protect your loved ones after you’re gone. With term conversion you have an opportunity to make an even greater impact on the financial security of your family by converting your term policy to permanent life insurance. In addition to offering a death benefit, permanent insurance also offers a number of benefits to you and your family while you’re living.